Friday, May 25th, 2012 at 10:44 pm ?
Paying your bills on time is a crucial part of your credit score. Use online billing to ensure you never forget a payment. There are many ways to remind yourself of impending due dates for your bills. You can set up email reminders through your online banking or have text messages sent to you.
The fastest way to improving your credit is to get all outstanding debt paid off. If you are not paying off your debt, your credit will take a hit.
You can work with the credit card companies to start repairing your credit. This will enable you to make sure to keep your credit in good standing and repair any damage that may have been caused. Don?t be afraid to ask for alterations in interest rates or dates of payment.
Avoid spending more money than you make. If you?ve been living outside your means, then get ready for a reality check. In the last decade, it has been way to easy for people to get credit. Many people have used this credit to buy items that they really could not afford at the time, and are now paying the price. Be honest with yourself about what you can truly afford.
As shown here, if you want your credit score to rise, there are quite a few pro-active steps you can take. If you follow these helpful tips, you should start to see your credit score rise again. Financial stability will be yours again, as you work hard to rebuild your own credit future.
This article posted by Tom Morgan
Tagged with: bills ? credit ? credit score ? score
Filed under: Credit Repair Tips
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